Important information

Financial Disclaimer

Last updated: 17 September 2026

1. General information only

MyCoverMap provides general educational information, illustrative tools and an adviser-referral mechanism. Nothing on this website should be treated as personalised financial advice or as a substitute for advice from an appropriately authorised financial-services provider.

2. Investment illustrations and the 18% rate

Any calculator using an 18% annual rate is a mathematical illustration only. It does not establish that a particular investment will achieve 18%, that capital is guaranteed, or that the opportunity is suitable for you. Actual outcomes may be affected by product terms, asset performance, issuer and credit risk, liquidity, fees, tax, early-exit provisions and other factors. A real 18% product claim must be read together with the approved product documents and applicable disclosures.

3. Life-cover calculator

The life-cover calculator provides a simplified educational estimate based on user-entered household expenses, debt, a selected support period and stated existing cover. It is not a formal financial-needs analysis, insurance quotation or underwriting decision.

4. Personalised financial advice

Website content about budgeting, investments, retirement, protection and financial planning remains general. Personalised recommendations require an appropriately authorised adviser to consider your objectives, circumstances, affordability, risk profile and other relevant information.

5. Product providers and underwriting

MyCoverMap does not promise product eligibility, investment acceptance, a particular insurance premium, underwriting result or policy terms. Those decisions belong to the relevant authorised product providers and processes.

6. Advertising claims and sources

Statistics, rates, prices and product features may change. Any provider-specific or investment-specific claim should be read with its current source, qualifications and approved product documentation. Illustrative or historical information is not a guarantee of future performance.