Enter household costs
Monthly unavoidable expenses, major debt, support period and existing cover.
Life insurance
If your income stopped tomorrow, how long could your family carry on?
Use household expenses, debt, the support period you choose and existing cover to see an illustrative gap. You see the result before we ask whether you want adviser help.
No phone number for the resultAbout 60 secondsOptional callback
Living expensesModel the household costs that would still need to be paid.
Debt and current coverAdd major debt and subtract the cover you already have.
Quote context afterwardsIf you request a call, a few simple qualifiers help the adviser prepare.
The 60-second check
Four numbers. One useful starting point.
The result is intentionally simple and transparent: major debt plus the period of household expenses you choose, less the life cover you say you already have.
See the shortfall
The calculator shows an illustrative total need and the remaining gap after existing cover.
Choose the next step
Only if you want help do we ask for contact details and quote-preparation context.
The reason behind the number
Cover is about the life that still needs to carry on.
The calculator turns household expenses, debt and existing cover into a simple starting point before any adviser conversation.
Ready?
See your number first.
Then decide whether you want an adviser to contact you.