See the documents
Ask for the approved prospectus or product disclosure and verify exactly what the 18% figure means.
Investments · 18% p.a. illustration
Enter the amount you want to model, choose a time horizon and see the year-by-year illustration before deciding whether you want the product information or an adviser conversation.

Investment calculator
Your illustration
Year by year
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Optional next step
Your amount, horizon and projection will go across with the enquiry so the first conversation can start from your numbers.

Look beyond the headline
Use the illustration as a starting point, then review the approved product documents, risks, fees, liquidity and suitability with an authorised adviser.
Before investing
Confirm the underlying asset, issuer, fees, tax, term, liquidity, exit provisions, risk of capital loss and whether the product is suitable for your circumstances.
Ask for the approved prospectus or product disclosure and verify exactly what the 18% figure means.
Know the term, withdrawal rules and what happens if you need the capital earlier than planned.
An authorised adviser should assess the opportunity against your risk tolerance, liquidity needs and wider portfolio.